Loyal's reflections

Here are Loyal's reflections, please have a look at them when you get a moment. There is a lot of good material here; plus he looks at and comments on the ideas and reflections of others so it is a good overview of a lot of what we have been doing these past several months. God Bless you all. Dr. Andy

http://www.filefactory.com/file/b36fhha/n/drandy_reflection_master_loyal.doc